Attention homeowners in Spring Valley and Rockland County: Need an appraisal?

Here are the top 7 reasons NY homeowners order from Cambridge Valuation Inc:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to cut your mortgage payments
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a NY divorce, where property needs to be divided
  7. To determine the true market value of property in question to settle an estate in Rockland county or NY

Do you own a house in or near Spring Valley? Do you need help deciding the value of your real estate?
Contact Cambridge Valuation Inc.

At Cambridge Valuation Inc, we understand the unique needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. As our client, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value estimation than yours.

Need to cancel PMI?

A popular money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. We are experienced in helping folks just like you delete unneeded PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if your house is not appreciating as much as other homes close to yours. This means you're probably paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Cambridge Valuation Inc is your strongest weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Cambridge Valuation Inc can provide you with a professional appraisal to help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you'd wish to have a seasoned professional double-check it for efficiency or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Cambridge Valuation Inc can help you with that. Even though this is usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your property.